Insurance for childminders

It is a legal requirement for registered childminders to hold public liability insurance. It covers them against injuries and accidents to the children in their care and for any damage that the childminded children might do to someone else's property.

If they employ another childminder they musy hold employer's liability insurance as well.

NCMA and Morton Michel both offer appropriate insurance policies for childminders.

If they carry children in their car as part of their childminding business they need to have business use cover written on their car insurance policy.